Family

To my dearest wife Esther, like an angel you came into my life, who selflessly gave up your pair of wings just so I could fly. You complete this family when you birth two little prince Leedon and Lucius. You are the reason and you are my life. I love you Esther, and to my beloved boys whom I am well-pleased; bringing me contented smiles and splendid laughter, daddy love you both brothers deeply.

For your unwavering support. As we continue to build a stornger partnership together, we fully recognize the continued trust that you place in us.

We greatly value your friendship, trust and confidence; and I sincerely appreciate your loyalty to our business and it is my privilege to be your advisor.

Management and staff, fellow shareholders, fellow directors and every adviser on board, special mention to Apelles Poh, Joey Song and the pinoneers from ICS, Priority Wealth Group of advisers and staff.

David Gerald     Vincent Tan Eng Cheng     Patrick Cunningham     Christopher Teo

Christy Goh     Lim Chung Chun     Dr Koh Noi Keng     Jean Jacques Lavigne

Rayney Wong     Dr Peter Leong     Apelles Poh     Joseph Teo Liang How

Chim Keng Hoong     Agnes Lim     Jennifer Kee     Linda Lee

Lwa Siew Kim     Felicia Fong     Josiah Lim     Fung Sah Chai

Kate Soon     Zheng Daiyan     Tony Ng     Brenda See Lay Hua

Eunice Ong Gilbert     Tay Ming Jie     Sef Chin     Theon Leong

Raymond Goh     Low EnHao     Leonardo Alfredo

And God for making it all things possible and placing the people in my life.